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Seluk Beluk Audit ForensikFind more Information
Latest event: Seluk Beluk Audit Forensik - 28/05/2016
|Research title and researcher|
|Research title||: Analisis Tingkat Kesehatan Bank Umum Syariah di Indonesia Periode 2012-2013 dengan Menggunakan Metode RGEC || Konferensi Ilmiah Akuntansi III; ISBN 978-602-18574-1-0; 10-11 Maret 2016; Hal. 52|
|Researcher||: Euis Komariah, Muhammad Yusuf, Rini|
|Keywords||: The Health Level of Public Bank, Islamic Banking in Indonesia, Indicator of health and RGEC Method|
The objective of this research is to find out: the health level of bank in term of risk profile, good corporate governance, earnings, and capital aspects on Islamic Banking in Indonesia in 2012 and 2013. The data were collected through documentation. The soundness of banks in terms of aspects of risk profile, good corporate governance, earnings, and capital are very healthy or Composite Rating 1 assessment indicator between 86 to 100. There are 5 BUS namely BCA Syariah, BNI Syariah, Bank Muamalat Indonesia, Bank Syariah Mandiri and Bank Mega Syariah. It reflects the condition of Islamic Banks are generally very healthy so it is considered very capable of facing a significant negative effect of changes in business conditions and other external factors. Composite Rating 2 or healthy with assessment indicators between 71 to less than 85. There are 6 BUS, Bank BRI Syariah, BJB Syariah, Syariah Panin Bank, Bank Maybank Syariah, Islamic Bank Syariah Bukopin and Bank Victoria. It reflects the condition of Islamic Banks are generally healthy, so it is considered capable of facing a significant negative effect of changes in business conditions and other external factors. Positive correlation value owned by ROA, ROE, NOI and PPAP, this means that indicate the pattern of relationship between ROA, ROE, NOI, PPAP and Soundness is unidirectional. Negative correlation value owned by NPF variables, NPA, FDR, GCG, ROA and CAR, this means that indicate the pattern of the relationship between the NPF, NPA, FDR, GCG, ROA, CAR and Soundness is reversed. All RGEC variables showed significant value above 5% or 0.05 to the value of one-star and two star significant value above 1% or 0.01, so it reflects not have a significant relationship with the Health Level. All variables RGEC together very influential on Soundness and normally distributed data. With the results of this study are expected to help the Bank in analyzing to make a decision in assessing the financial performance for the survival of the banking business and to provide information to internal and external parties that will increase the level of trust in the bank and vice versa.
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